Overview

The Hamsa Liquidity Protocol utilizes online and offline commerce data to convert real-world assets, such as trade receivables and commercial loans, into smart, data-rich liquidity tokens that are immutable, traceable and tradeable. Bridging today’s financial system to tomorrow’s DeFi future, HamsaPay is designed so that all the world’s borrowers, financiers, and developers can work together on a single, trusted trading network.

Data rich tokens

Data-rich tokens on the Hamsa network are created when asset holders tokenize their real-world assets. The tokens are enhanced with layers of dynamic data, including information from public records, logistics operators, and participating parties' financial records. Sustainability and ESG certification may also be added to provide transparency and accountability. The assets are then grouped into funds that can be traded. This process allows for efficient and secure trading of real-world assets using data-rich tokens.

Smart risk assessment

All tokens on the Hamsa network undergo an assessment to evaluate buyer and seller performance as well as fraud and counterparty risk. This results in individual risk ratings for each token. Furthermore, "in the box" risk analysis can be performed to meet the specific needs of individual investors.

Themed investment pools

Individual tokens are grouped into themed pools with similar risk, category, or geographic profiles. This makes it easy for investors to create diversified portfolios based on their individual needs and preferences.

Open ledger for trading real world assets

Hamsa is the open ledger for the sale and purchase of tokenized real world assets. Investors can filter tokenized assets pools by category and risk rating, and access deep data to reach informed purchase decisions. Built on the Algorand blockchain, token purchases made on Hamsa’s network are 100% traceable, and immutable.

Tokenization

Tokenization and Trading on Blockchain

We offer two interconnected services: tokenization and trading. While tokenization is a necessary step towards trading, it also has its own unique benefits. We use both public (Algorand) and private (Hamsa) blockchains to ensure that you can take advantage of the strengths of each. By leveraging a public blockchain, we can guarantee the immutability of assets tokenized on our platform. By using a private blockchain, we can record significantly more data and make it available on a permission basis. With Hamsa, you can enjoy the benefits of both public and private blockchains, whether you are tokenizing or trading assets.

A Token Unlike Any Other

Hamsa's token is specifically designed to meet the needs of real-world credit assets, such as commercial loans, trade receivables, and inventory. Unlike other tokens, our token ingests more detailed data, including the full original loan agreement or promise-to-pay. This data is organized into sections, allowing users to access as much or as little information as they need. Our unique approach to tokenization provides users with valuable and up-to-date information about their assets. In addition to data from the original asset and key parties, our token connects to dynamic data sources, such as banking services, e-commerce trading platforms, or supply chain logistics services, to update the status of the assets in real-time. This means we can track the transaction history and performance of the assets throughout their lifespan.

More Data Means More Benefits

Hamsa tokens offer security and efficiency for managing your original assets. They are immutable, 100% traceable, and trackable, providing a high level of security. In addition, their deep data and our unique cataloging system provide numerous benefits for middle offices, such as reduced data management requirements, increased transparency, and permission-based access for internal and external partners. You can confidently and securely manage your assets with Hamsa tokens while gaining operational efficiencies.

Trading

Selecting only the most experienced Asset Originators

Hamsa's asset originators are highly respected financial institutions and fund managers with extensive experience in managing real-world asset investments. Each originator undergoes a rigorous selection process that includes KYB and AML checks to ensure their qualifications and compliance. Only qualified originators are allowed to present asset pools to our investors worldwide through our platform. This thorough process ensures that our investors have access to high-quality asset pools from trusted and reputable sources.

Creating diversified Themed Pools

Hamsa's asset originators propose investment pools that can be based on geography, product type, or industry. Each pool is accompanied by a detailed investor prospectus that provides key details about the pool, such as its projected performance and information about the asset originator. This allows investors to make informed decisions about the pools they are interested in and to gain a better understanding of the risks and potential rewards involved. Our platform provides a transparent and sophisticated way for investors to access a variety of investment opportunities from reputable originators.

Investing in high yield, low risk investments

Accredited investors can invest in Hamsa pools on our platform, Hamsa.com. To access our investment opportunities, simply sign up and complete the registration process. Once you have been qualified as an accredited investor, you will be able to connect your wallet and use USDC to invest in the pool of your choice. Our platform provides a convenient and secure way for accredited investors to access a range of investment opportunities.